XRP Price Predictions: AI Forecasts $4.40 By March 2026, Analysts Target Up To $6

[Ben Graham]

Recent bullish predictions for the XRP price have emerged, hinting at a potential for new all-time highs (ATHs) by March 2026 for one of the market’s leading altcoins.

XRP Price Projected To Reach New ATH By Q1 2026

According to projections from ChatGPT, XRP could reach approximately $4.40 by the first quarter of 2026, a notable increase of 120% from current levels around $2.

In contrast to the AI forecast, some analysts believe that the XRP price has the potential for a stronger rally. They suggest that structural changes could allow XRP to exceed $5 and potentially approach $6 by 2026. 

Several factors support their optimistic view. For instance, key aspects of the US Securities and Exchange Commission’s (SEC) case against Ripple were resolved earlier this year, which they believe could encourage banks and payment providers to adopt XRP for cross-border transactions, fostering greater confidence in its utility.

Additionally, Ripple’s ecosystem is expanding well beyond XRP. In December 2024, the company launched a dollar-pegged stablecoin known as RLUSD, which has already achieved a market cap exceeding $1 billion. 

While RLUSD itself may not directly boost XRP’s price, it has the potential to attract more participants to Ripple’s network, thereby creating secondary demand for XRP as a bridging asset. 

Analysts posit that a steady pipeline of RLUSD adoption could enhance Ripple’s revenue growth, consequently driving the XRP price higher.

$2.60 Key For Momentum Shift

Moreover, analysts point to the upcoming Bitcoin (BTC) Halving, expected in 2028, as a potential catalyst for a broad crypto market rally. The analysts assert that the XRP price has historically benefited from such cycles.

From a technical standpoint, chart analysts see XRP setting up for a potential breakout. Price action has formed a base around the low $2 range, which could lay the groundwork for further recovery. 

According to the analysts, if bullish momentum can push the token above significant resistance levels around $2.60, it could change momentum indicators to a positive stance. Moreover, a sustained rally into the mid-$3 territory might then pave the way for XRP to reach the $4 to $5 range.

When writing, the XRP price stands at $2.14, recording a 1.6% drop in the past 24 hours. 

Featured image from DALL-E, chart from TradingView.com