Countdown To August 15: What XRP Investors Need To Know

[Ben Graham]

Based on community chatter, August 15, 2025 might bring a crucial turn for Ripple and its XRP Ledger. July’s rally saw XRP jump over 20%, and now investors are bracing for moves tied to a court deadline, a major summit and the rollout of a new stablecoin. All eyes are on mid‑August as the market waits to see if talk turns into action.

Legal Appeal Deadline

According to court filings, Ripple and the US Securities and Exchange Commission must submit a joint status update by August 15 about their appeal of Judge Torres’s 2023 ruling on XRP’s programmatic sales.

That decision, which said XRP is not a security in those sales, came after years of back‑and‑forth. The 54th anniversary of the US ending the gold standard also falls on the same date.

Some in the XRP community say the timing could speed up a final settlement if both sides choose to drop appeals instead of pushing on.

Why August 15, 2025 Could Be a Turning Point for Ripple, XRP, and the Future of Finance

From the SEC lawsuit to global monetary resets, too many timelines converge on this one date.

Let’s break down what might be coming… and what Ripple could be preparing for pic.twitter.com/Vyhmw1v7c8

— RippleXity (@RippleXity) July 27, 2025

Global Summit Dates

Based on reports, the so‑called BRICS Road Rally is set for August 9–15, 2025 in Kazan, Russia. The summit agenda is said to include talks on a shared digital currency and new payment rails.

With five major emerging economies pushing hard to reduce their reliance on the dollar, some see a link between those discussions and Ripple’s tech. Ripple already works with central banks on tokenized asset projects, and XRPL could slot into a future BRICS payment system as a bridge currency.

Ripple’s own timeline is packed. By mid‑August, the company hopes to secure a national trust charter, giving it the same kind of banking access that big banks enjoy.

2/ The SEC Lawsuit, A Deliberate Delay?

Ripple vs SEC began in December 2020.

• July 2023: Judge Torres rules XRP is not a security in programmatic sales

• 2024–25: SEC delays full resolution via appeals and procedural stalling

• Ripple pushes ahead with RLUSD, banking… pic.twitter.com/EbbcIANfDM

— RippleXity (@RippleXity) July 27, 2025

Stablecoin And Banking Moves

If it wins that green light, its RLUSD stablecoin could run directly on US banking rails. That would let money move in minutes rather than days. Ripple also aims to expand payment corridors in over 50 countries and to support tokenized assets like real estate and treasuries on XRPL.

According to Ripple’s own updates, RLUSD launched in October 2024 and now has about $470 million in circulation. The company has said it wants Fed master account access for its reserve funds.

Getting the charter could take months of regulatory review, but a win would fast‑track RLUSD integration with US banks. That would be a big step toward making XRP and its ledger a core part of how money moves across borders.

Featured image from Meta, chart from TradingView