XRP Price Prediction: Is XRP Headed for a Rebound or Breakdown as Whale Accumulation Grows?

[Ben Graham]

XRP price has lifted off its recent lows, gaining almost +4% from yesterday’s bottom and holding steady after a short pullback.

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The broader trend remains cautious, but a new on-chain signal suggests that recent selling pressure may be easing.

As the XRP issuer moves closer to regulated-banking status, the focus has shifted to large holders. 

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Are XRP Whales Quietly Accumulating as Market Direction Hangs in the Balance?

Traders want to see whether these wallets will keep accumulating and hint at a clearer shift in market direction.

Blockchain data now shows renewed buying from major XRP holders. Wallets holding more than 1Bn tokens increased their combined balances from 25.36Bn on December 9 to 25.42Bn. 

(Source: Santiment)

That points to steady inflows at the highest tier of ownership.

There is also a change in behavior from wallets holding between 100M and 1Bn XRP. After a period of selling, these holders now appear to be reversing course.

Holdings in this group rose from 8.08Bn XRP on December 11 to 8.15Bn at press time. That shift points to renewed buying interest among mid-sized large holders.

Together, the two wallet tiers added an estimated 130M XRP over the period. At current prices, that works out to roughly $265M in net inflows. 

The data suggests the biggest holders are not simply watching the market drift. They appear to be taking positions rather than waiting for clearer signals.

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XRP Price Prediction: Is XRP Price at Risk of Breaking Below the Critical $2.00 Support Level?

XRP USD price is also sitting at a critical technical level after a steady decline wiped out much of its mid-year progress. 

In a three-day chart shared by crypto analyst Ali Martinez, the price has slipped below several horizontal levels that acted as support during earlier consolidation.

The chart shows a clear downtrend from the October peak, defined by lower highs and lower lows. XRP has now moved back into the $2.00–$2.10 demand zone, an area that served as a base during past pullbacks. 

$XRP must hold $2 to avoid a drop toward $1.20. pic.twitter.com/8mh1ZIF8jk

— Ali (@alicharts) December 13, 2025

Recent candles indicate fading strength, with the price struggling to return to the $2.25–$2.30 region, which has now become resistance.

From a technical standpoint, the chart shows buyers attempting to defend the $2.00 level, but follow-through remains weak. 

There’s no strong rebound yet, which suggests traders remain cautious. If this support holds, XRP may settle into a short consolidation before attempting any recovery. 

But a clean move below $2.00 would break the current base and open the door to much lower prices.

Martinez also stressed the risk below this zone, saying, “$XRP must hold $2 to avoid a drop toward $1.20.” The chart supports that warning, with the next major support band sitting near the $1.20–$1.30 area if selling picks up. 

For now, XRP is sitting at a crucial point, and the next few sessions are likely to decide where the market heads next.

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