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What Does MS70 Mean, and Why Is It Important?

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Collectors, investors, and anyone exploring the world of numismatics often encounter the grading term MS70. Understanding this grade is valuable for coin enthusiasts, but it is also useful for retirement investors who appreciate the role of scarcity, intrinsic value, and physical assets when building a resilient portfolio. Coins that achieve the highest grade of MS70 demonstrate perfection and rarity, which are two qualities that also help explain why many Americans turn to physical gold and other precious metals as part of a diversified Gold IRA strategy.

What Does MS70 Mean in Coins?

MS70 stands for Mint State 70, the highest possible grade on the Sheldon Scale. This scale ranges from 1 through 70 and evaluates a coin based on its overall condition, surface quality, strike, and visual appeal. A coin that receives the MS70 grade is considered a flawless mint state piece with no imperfections visible under 5x magnification. It appears exactly as it did when it left the mint, with no signs of handling or wear.

Professional grading services such as the Numismatic Guaranty Company and the Professional Coin Grading Service use strict, consistent standards to evaluate coins. Skilled numismatists inspect each piece carefully to ensure accuracy. A coin must display exceptional surfaces and detail to receive the prestigious MS70 designation.

Why Are MS70 And PR70 Coins So Special?

MS70 and PR70 coins represent the highest level of numismatic excellence. MS70 refers to a perfect business strike coin and PR70 refers to a perfect proof coin. Proof coins are manufactured using special dies and polished planchets, which create deeply mirrored fields and crisp details.

MS70 and PR70 grades are uncommon for many coin issues, but modern bullion and proof coins often receive these grades in relatively high numbers. Their combination of beauty, scarcity, and premium condition makes them valuable additions to collections. For long term investors, this kind of rarity also illustrates a broader principle that supports physical precious metals. Assets that cannot be created on demand and have inherent scarcity often hold lasting appeal, especially when economic conditions shift or inflation pressures rise.

Are MS70 Bullion Coins Worth It?

MS70 bullion coins are appealing for both collectors and investors. They offer the purity and intrinsic metal value of bullion, along with the added numismatic premium that comes from being graded in perfect condition. These factors can make them an attractive component of a well diversified investment approach.

For retirement savers, high grade bullion coins show why many prefer tangible assets over paper based investments. Precious metals have long served as a store of value and are widely recognized as a potential hedge against inflation, currency erosion, and market volatility. Although MS70 coins are often collected for their rarity, their precious metal content provides underlying value that does not depend on corporate earnings or stock market performance.

Collectors appreciate MS70 bullion coins for their beauty, quality, and the pride of owning a pristine piece of mint craftsmanship. Many collectors view MS70 coins as milestones within their collections and examples of the highest minting standards.

Can Circulated Coins Be Graded MS70?

Circulated coins cannot receive an MS70 grade. The term mint state refers exclusively to coins that have never been used in commerce. Even minimal wear disqualifies a coin from MS70 consideration. In practice, very few uncirculated coins earn the MS70 grade either, because minting, transport, and packaging often cause small imperfections.

Only coins preserved in truly exceptional condition, with no detectable flaws under 5x magnification, can achieve this level. Their rarity reinforces the idea that perfect assets are exceedingly uncommon, much like why physical precious metals carry enduring appeal for retirement accounts. They possess inherent qualities that cannot be manufactured after the fact.

What is the Difference Between MS69 and MS70?

Feature MS69 MS70 Impact on Collectors Impact on Precious Metal Investors
Condition Near-perfect, uncirculated Flawless, perfect mint state Highly desirable but not rare Strong intrinsic value with moderate premium
Imperfections May show tiny marks or faint hairlines under magnification No imperfections visible under 5x magnification Perfection enhances rarity Ideal for those seeking maximum scarcity
Typical Premiums Lower premium over melt value Higher premium due to perfection Premium justified by rarity Appeals to investors wanting rare physical assets

MS69 and MS70 coins are both uncirculated, but MS70 represents a higher degree of perfection. An MS69 coin may show tiny marks or faint hairline imperfections visible under magnification. These small blemishes do not significantly detract from the coin’s appearance but prevent it from receiving a perfect grade.

An MS70 coin, by contrast, is flawless. Its surfaces are pristine with no visible defects. Investors and collectors often value MS70 coins at a premium because of this perfection. The price difference between MS69 and MS70 can vary depending on rarity and market demand, but MS70 almost always commands the highest premium.

What is the Difference Between MS70 and PF70?

MS70 and PF70 both represent a perfect 70 grade, but they apply to different types of coins. MS70 designates a perfect business strike coin, while PF70 refers to a perfect proof coin. Proof coins are produced with a separate minting process that includes multiple strikes and polished dies. This technique creates a sharp, detailed design with mirror like surfaces.

Proof coins often carry a mintmark such as P, W, or S, depending on the mint of origin. Although both MS70 and PF70 reflect the highest achievement in grading, collectors may prefer one style over the other depending on their goals. Investors often choose based on metal content and long term demand, while collectors may select based on aesthetic preference or series interest.

Conclusion

Understanding MS70 and related coin grades helps collectors and investors evaluate the beauty, rarity, and potential value of numismatic pieces. A coin graded MS70 represents perfection and scarcity, qualities that have long appealed to those who value tangible assets. These same principles explain why many pre retirees and retirees choose physical gold and other precious metals as part of a Gold IRA. Precious metals offer diversification and can help protect purchasing power in times of inflation or market uncertainty.

If you want to learn more about owning physical gold, silver, and other precious metals, or if you are considering a Gold IRA rollover for your retirement savings, American Bullion can help. We offer a wide selection of gold and silver coins and bars along with Self Directed IRA services. Our team can answer your questions and help you explore how physical precious metals can support your long term retirement strategy. Contact American Bullion today to get started.

The post What Does MS70 Mean, and Why Is It Important? first appeared on American Bullion.
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