Pundit Clarifies XRP Roadmap To $10: How Price Will Play Out In 2026

[Ben Graham]

Although the XRP price has remained in a downtrend and largely range-bound since falling below its 2025 peak, a crypto analyst believes it could still surge to $10 in 2026. The analyst has shared a detailed roadmap supporting this bullish outlook, outlining how XRP’s price could play out this year and the key factors that could influence its movements.  

A Roadmap To XRP $10 Price Surge

In a YouTube video released on January 20, crypto market analyst Zach Rector laid out his honest expectations for XRP’s outlook in 2026, offering insights into how it could get to $10 and the catalysts that could fuel this rally. According to the analyst, the XRP market is currently dominated by Fear, Uncertainty, and Doubt (FUD), along with signs of capitulation, which have pushed the price down and negatively impacted the sentiment and confidence of newer investors. 

Rector revealed that long-term XRP holders are also becoming increasingly frustrated with the prolonged downtrend, with many wishing they had taken profits during last year’s rally, particularly when XRP rose to a peak around $3.6. He added that there has also been discontent and negative sentiment regarding XRP’s slow adoption, delay in industry regulation, and more. 

However, from both a technical and investment standpoint, the analyst said he remains excited and optimistic about XRP’s price prospects in 2026. He explained that the market is already entering a renewed liquidity cycle, a shift that typically leads to an expansion in the broader business cycle. According to him, this stage has always correlated with powerful bull runs during an altcoin season. 

Rector mentioned that although many investors and analysts expected an altcoin season in 2025, it never came. He believes that market conditions could still align for an altcoin season this year, with XRP positioned for significant gains during that period. He further acknowledged that he does not expect XRP to skyrocket to $50 or $100 in 2026, calling those price targets highly ambitious. 

For his more realistic projection, Rector said he believes XRP could rise to between $5 and $10 in 2026. He noted that a significant sell wall exists around this range, as many investors are likely to take profits amid potential price volatility. Despite this, the analyst said that XRP still brings a strong ROI opportunity for investors. He pointed to factors that could drive the market, including US interest rate cuts, the implementation of the CLARITY Act, and billions of dollars expected from the Fed’s QE programs. 

XRP Could Double ROI Faster Than Gold And Silver

In his video, Rector compared XRP’s long-term profitability potential to that of gold and silver. He noted that both precious metals performed exceptionally during this cycle, reaching new all-time highs. Silver, in particular, exceeded expectations, breaking past $95 in the last 24 hours after experiencing a years-long downtrend. 

Rector believes that the chances of silver doubling to $200 or gold reaching $9,000-$10,000 per ounce this year are low. However, he says XRP has much stronger upside potential, forecasting a surge to $4 and beyond. If this happens, long-term investors who bought at or below $2 could effectively double their ROI.